Credit cards have made life a lot easier. It’s an easy source of finance, but that’s where you should be vigilant. Having too many cards can severely affect your financial health and credit rating. When used judiciously, you can use the revolving credit to your advantage. There are different types of cards designed to suit the needs of different users.

Sometimes, you may need money fast for an emergency situation. That’s where credit cards can help. However, there is a stringent application process. Eligibility criteria decide if you even qualify for a certain credit card. Here is a list of the top ten companies that offer an instant approval credit card.

Currently, reward credit cards are one of the most talked about financial products in the market. The best part is that they are specifically tailored for purposes like travel, balance transfer, gas rewards and cashback. But having a rewards credit card also means incurring an annual fee. These can range anywhere from $25 to $2500.

There are numerous credit cards that offer cashback, reward points, air miles, hotel points, low APRs, 0% balance transfer, and other benefits. But which one is right for you? No single credit card offers the best of all these features. Some are better in some aspects, while others appeal to a different kind of customer.

A credit card is an important financial tool. Living life without a credit card is difficult in today’s time. If used wisely, credit cards can prove to be a boon for you. However, before finalizing on a credit card, it is of utmost importance for you to know to analyze the rewards, benefits, and spending limit offered by various credit card companies in the country.

Credit cards are a must-have. They help you to manage your finances in a better way. Choosing the right credit card based on your needs is an important decision. We have listed down the best credit cards of 2020 to simplify your task. Chase Sapphire Preferred Credit Card This card was once awarded the title of the Best Travel Credit Card.

There is a point of good credit scores since it gives the abilities to get higher credit limits and other benefits with credit card issuers. If your scores are above 720 then you can get every credit card without any fuss. These credit cards should give better rewards. Generally, they don’t have an annual fee, however, those who have fees will give mega signup bonuses and generous rewards programs.

Visa Inc. is a financial institution operating worldwide, processing over 100 billion transactions every year. It has around 50% market share worldwide except China. The servers can handle up to 30,000 transactions per second and up to 100 billion computations per second. The data centers are protected from natural calamities, terrorism, and other calamities and can independently work without each other.

Credit cards are a great source of financial aid when a new small business requires immediate funds and is without access to a line or credit or merchant cash flow options. These business credit cards are similar to those of consumer credit cards, where interest accrues on the balance amount that is not paid at the end of a billing cycle, that is usually monthly.

The most common dilemma for applying a credit card online is the issue of security. When stepping into a bank and applying for a credit card physically, you are sure that your personal details including bank account information are safe. Today banks have secure networks for carrying out any bank transactions including credit card applications.

We have all been there. We all have suffered this. I am talking about falling behind our payments for credit cards. Credit Cards are a never-ending cycle which helps us cover shortfalls during our month end. However, there are times when your expenses are much higher than the income generated.

When you are a small business you might overlook the idea of sticking to your business credit card for carrying out all business transactions and use your personal credit card for some business transactions. While the function of these credit cards are similar at the base line, there are great differences between the way transactions are charged.

The world is in the internet age, where e-commerce has boomed in the last few years. It is estimated that one in three people are concerned to shop online due to security risks while business loses 5% of revenue due to credit card frauds. While half of the small businesses are victims of the frauds, it takes around $100,000 spent on resolving these frauds.

The highlights of the best cash back cards 2017 and 2018 are given below: Chase Sapphire Preferred Card® – Zero Annual Fees, Variable APR, Two reward point per $1 spent, Zero Foreign Transaction Fees(suitable for international travelers), 50,000 Bonus points after spending $4000 spent within 3 months. This was one of the best cashback credit cards 2017.