There are plenty of myths that people have related to a health savings accounts, HSAs. You should be aware of how can you make the most use of your HSA Here are the six most common myths that have been debunked for your better understanding. You will end up losing the funds if you do not spend enough money by the end of the year This one is easily the most common myth related to the health savings account.

Most people under the age of thirty plan a lot of things during this age, but fail to secure their finances for their future. Saving becomes a burden as expenses are never ending. There would be a lot of advices coming from the older generation regarding the same, but it’s given a deaf ear.

A joint checking account is a great tool for two individuals who want to manage their money together. It is suitable for couples, parents, children, siblings and even roommates. While it benefits in a thousand ways, there are many issues that concern bankers and even those who sign up for it.

A checking account has certain benefits over a savings account, even though it offers no interest on the amount deposited in the account. There is usually no minimum balance required to be kept in the account, and it is usually opened so that the account holder can take care of the daily expenses from it.

Federal Deposit Insurance Corporation, FDIC is the independent agency of the US government, which is responsible for protecting the funds placed in the bank by the public. This agency insures money deposited in banks and other types of savings associations. Credit Unions are insured by National Credit Union Administration (NCUA).

Are you looking for a good bank to handle your routine finances or to help you run your business smoothly? The good news is that in Connecticut, you have a number of options from which you can choose. From small savings accounts to business accounts with huge transactions, the state of Connecticut has everything to offer depending on individual needs.

Piggy banks are an ancient tool for saving money. They were made from pygge, a kind of clay and were called “pygge jars”. An evolution of the word took place and we were left with the term ‘piggy bank.’ Piggy banks are a great educational tool for teaching kids the importance of savings and managing finance.

Bank fees are charges that you have to pay separately for using the services provided by the bank. While it seems fair, it is unhealthy for your pocket. There are times that you might be charged for services you may not be aware of. Therefore, to help you avoid paying more, here are 8 tips to avoid bank fees.

A jump from the eighth position in 2017 straight up to the first spot in Forbes 2018’s list of ‘Best Banks in America’, has made the Arkansas-based Home BancShares, Inc. the most trustworthy bank of the country. As per this year’s Forbes report, Home BancShares, operating under the name Centennial Bank, is on the top spot in the list from number eight in 2017, beating Western Alliance Bancorp in the race.

Idaho is home to all the large nationalized banks. These banks compete with each other to provide the best banking services to citizens. Residents of Idaho enjoy hassle-free banking services at nominal prices and get some really good customer service along with their financial products. If you are looking for the best bank in Idaho, then just to make you aware, there is more than one bank that is best in a given segment.

While the 529 plan is known across the country as a college fund, there are various saving plans that encourage college students to take care of the fee later. These plans come with great investment options and are a great way to regulate the future education of your children. Each state has a different plan when it comes to college savings and here are the top 5 plans which will give you the best deals.

Online banking can be extremely efficient and convenient. For the most part, it is safe but identity theft is a very real threat. Millions of citizens fall victim to credit card fraud where their financial information are leaked through other means. Online transactions may lead to your financial information being stolen but online banking is still fairly safe with banks developing a robust and secure infrastructure to minimize threats.

Kansas state is dotted with banks of all sizes and standards. It has all the nationalized banks to help its citizens with their financial needs and then there are the local banks which cater to the financial needs based on the local requirements. Following is the list of top banks in Kansas state.

There are 157 FDIC insured banks operating in the State of Tennessee. This state is home to several nationalized banks along with local banks and credit unions that have been around for decades. The banks in Tennessee are focused on providing the residents with customized financial solutions that cater to all their needs.